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UK Claims Experts Legal Team
No Win, No Fee

Were you mis-sold car finance? You could be owed £1,000s.

If you had a motor finance agreement between 6 April 2007 and 1 November 2024, you might be eligible for compensation if the commission paid through the broker by your lender was not properly disclosed to you.

Start Your Free Claim Check Eligibility

No upfront costs.

Free initial assessment.

2 minute check.

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Leave your details and a specialist will call you back within 24 hours.

Our Specialist Areas

We specialise in three types of claims for UK drivers, ensuring every client receives the highest standard of support.

Most Common

PCP Finance Claims

Millions of drivers were overcharged on Personal Contract Purchase (PCP) agreements between 6 April 2007 and 1 November 2024. If you were not told about the commission paid to the dealer, your agreement was mis-sold.

  • Hidden commissions built into your interest rate
  • Inflated monthly payments
  • Commission never disclosed to you
Check Your PCP Claim
Also Affected

HP Finance Claims

Hire Purchase (HP) agreements are also heavily affected by the hidden commission scandal. If your lender paid undisclosed commissions to the dealer or broker, you could be owed significant compensation.

  • Undisclosed broker commissions
  • Overcharged interest rates
  • Agreements from 2007–2024 eligible
Check Your HP Claim
Now Open

Diesel Emissions Claims

Major manufacturers used illegal defeat devices to manipulate emissions tests. If you owned a diesel vehicle between 2009 and 2018, you could claim back 25–75% of the vehicle's purchase price.

  • BMW, Ford, Mercedes, Nissan eligible
  • Jaguar, Land Rover, Range Rover, Renault
  • Past and present owners can claim
Check Your Diesel Claim

The FCA Car Finance Investigation

The Financial Conduct Authority (FCA) is currently investigating the widespread use of Discretionary Commission Arrangements (DCAs). Billions of pounds have been set aside by lenders to compensate UK consumers who were unfairly overcharged.

How the Process Works

We've made claiming simple. 4 easy steps to discover if you are owed money.

1

Free Assessment

Fill out our simple form to check your eligibility. It takes less than 2 minutes.

2

We Investigate

The specialist traces your finance agreements and calculates the hidden commissions that were never disclosed to you.

3

Meet Your Solicitor

You will be connected to our specialised solicitors on our panel who will handle your claim from start to finish.

4

Get Paid

If successful, you receive your compensation payout directly.

Full Coverage

We Cover All 93 Major UK Lenders

We will locate all of your vehicle finance agreements with all these 93 lenders — even if you cannot remember who your finance was with.

1st Stop Group
AFA Car Finance
ALD Automotive Limited
Accept Car Credit Limited
Admiral Financial Service Limited
Advantage Finance LTD
Aldermore Bank PLC
Alphabet (GB) Ltd
Alphera Financial Services
Audi Finance
AutoMoney Limited
Autolend
Avelo Limited (Credit4Cars)
BMW Finance
Bank of Scotland Motor
Barclays Bank SAU
Barclays Partner Finance
Billing Finance
Black Horse
Blue Motor Finance
Borderway Finance
Burnley Savings And Loans LTD
CA Auto Finance
Capital Bank
Car Finance 247 Limited
Carmoola
Citroen (PSA Finance)
Close Brothers
Creation Financial Services
Credit Plus
DS Automobiles (PSA Finance)
Ducati
Evergreen Finance
FCA Automotive Services UK LTD
FCE Bank (Ford)
FGA Capital UK
First Response Finance LTD
First Trust Bank
Firstplus
Firstrand Bank
GE Capital Motor Finance Limited
GLM Finance Ltd
Genesis (Hyundai Capital)
Glenside Finance Ltd
Halifax Motor
Hartwell Finance Limited
Hitachi Capital UK
Honda Finance
Hyundai Capital
Ignition Credit PLC
JCB Finance
Jaguar
Land Rover Finance
Lendable Auto Lend
Lexus Financial Services
Lloyds Bank Motor
Lombard Business Finance
MI Vehicle Finance
Mallard Vehicle Finance
Mann Island Vehicle Finance
Marsh Finance Limited
Mercedes Finance
Moneybarn
MotoNovo
NIIB Group Ltd T/A Northridge Finance
Nissan Finance
Novuna Business Finance
Oasis Motor Finance Limited
Oodle Finance
Oplo
PCF Financial Services GB Ltd
Paragon Car Finance
Peugeot (PSA Finance)
Porsche (VW Finance)
RCI Financial Services
Ratesetter.com
Santander
Seat Finance (VW Finance)
Secure Trust Bank PLC
Skoda (VW Finance)
Specialist Motor Finance LTD
Startline Motor Finance LTD
Stellantis Financial Services
Suzuki Financial Services LTD
Tandem Bank Limited
The Asset Exchange LTD
Toyota
Unity Auto Finance
Vauxhall Financial Services (GMAC)
Volkswagen Finance
Volvo
WYE Finance Co LTD
Zopa Limited

Don't see your lender? Contact us — we may still be able to help.

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Why thousands trust JNJ Marketing with their claims.

We are an experienced team focused entirely on getting results for UK drivers. We connect you with the right specialists who handle your case from start to finish.

  • Strictly No Win, No Fee — you pay nothing if your claim is unsuccessful.
  • Covering agreements between 6 April 2007 and 1 November 2024.
  • Dedicated claim handlers assigned to your case.
More About Us

Not sure if you have a claim?

Use our 60-second eligibility checker to find out.

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It's completely free and won't affect your credit score.

No Win, No Fee
Zero Financial Risk
Dedicated Handlers
Experienced Professionals
Free Assessment
No Obligation Check
UK Wide Service
Helping Drivers Nationwide

You don't have to use a claims management company to make a car finance claim.

You can check your eligibility and make a complaint yourself for free directly with your lender. If you are not satisfied with their response, you can refer your complaint to the Financial Ombudsman Service — completely free of charge. You are not required to use a claims management company.

Chat with a claims specialist